Liability Insurance Coverage that Extends Above & Beyond

Personal Umbrella coverage is an inexpensive added layer of protection and provides peace of mind. It is especially beneficial to those who fit into the following categories:

• High Net-worth Individuals – Rewards of Success and financial achievements can make you and/or your family more vulnerable to legal and financial losses. Personal Umbrella coverage provides an extra layer of liability protection beyond your personal property policies.
• Frequent Travelers (Canada, US and Worldwide Coverage) – Travel with Peace of Mind knowing that your personal actions are covered anywhere in the world.
• Volunteers – Coaching, volunteering at school, etc, can expose you to increased liability risks and legal costs not covered under a primary policy. Personal Umbrella coverage provides additional protection where personal policies may have exclusions.
• Owners of Rental Properties – Up to 4 Rental Locations can be insured for Landlord Liability.
• Pet Owners – Having a pet can expose you to liability for damages and injuries, 3rd party injuries are covered under a Personal Umbrella policy.
• Social Media Users – Lawsuits springing from social media use are becoming more common and frequent, with court awards increasing, the Personal Umbrella provides extra coverage.

Other Important Coverages Included: